A Spending Detox: How To Stop Spending


You may recall, if you have read my '5 Goals I Have Set Myself For April' post, that one of my aims for the month was to spend less and save more, so I thought it appropriate to catch you up a month later, and share with you some tips I learnt along the way.

Firstly, it should be noted that, for me, this was never going to be an easy task; I am the sort of person who will make up any excuse in order to treat them self, and that they deserve a bit of retail therapy, so understandably, I wasn't expecting miracles. However, it has gone surprisingly well. 

To be honest, it was getting to the point where I was embarrassed by my lack of savings, as soon as I got money, it went straight out again. When people asked me how much I had in my account (people I am close to of course) I just lied and said I didn't know, but I did. I knew my entire life savings had amounted to the grand total of £3.27, but I wasn't going to share that with the whole group was I?

Although I don't feel like one, I am technically an adult, and so I thought it was time I started acting like one, in some ways at least. So, I stopped spending, and I'm not going to lie, I feel so much better for it. I feel like I have that flexibility back, and that I can actually go out and do things without having to hunt for any old penny down the side of the sofa and I feel responsible, like I no longer have to rely on other people and that I can fend for myself, financially anyway.

Do you want to feel like this too? Well, say no more because here are some of the little tips and tricks I found really helped me on my money saving journey.
Set yourself a limit. When wanting to save money, the first trick people usually follow is having a spending limit. However, what I am talking about is slightly different. Rather than telling yourself not to spend over £100, for instance, set yourself the challenge of not letting your account slip below a certain amount. This just makes the whole task so much easier, as you are not having to constantly add up how much you are spending, and it also helps you focus more on the positives, and what you have achieved. Instead of concentrating on the money going out of your account, you will be focusing on how much is staying in there. Does that make sense? It sounds silly, but it gives you that little push to keep going. For me, I started with a benchmark of £50, and, at the end of the month, I moved that money into my savings account and started over. Now, this is lot easier for someone like me who has no financial commitments other than Apple Music, but you could give it a try nonetheless.

Remove temptations/conveniences. Okay, the convenience of online shopping was 100% one of my biggest downfalls when spending money, and so the first thing I did when starting to spend less was delete my asos app. It was all too tempting for me. Whenever I was on my phone I would find myself suddenly scrolling through endless pages of dresses and shoes that I didn't even need, and subconciously adding them to my likes and because I have premium delivery I could literally get my purchases the next day at no extra cost. I had the same delivery driver everytime and I saw him at least 3 times a week, so now he's probably thinking something bad has happened.

You still have to buy with 'try before you buy'. Going on from my previous point about temptations, Don't. Use. Klarna. It may seem all fun and games at the time, but trust me, it isn't. If you don't know what it is, Klarna basically allows you to try before you buy, they pay for you, and you pay them a month later, or earlier. There are no catches, but the issue is, it makes you feel like your bank account is a bottomless pit, when it isn't, and eventually, you do have to pay it back.

Limit your use of contactless. Again, its the convenience of it all; being able to pay for stuff at the tap of a button (or card in this case) is so effortless you probably don't even realise you're doing it. It may sound ridiculous, but I've lost count of the amount of times I have spent 70p on chewing gum here or £1.40 on a drink there just because it took seconds.

Don't take money with you. A last resort. If I am going into town with my mum (exciting I know) then I just won't take my money or card with me, that way, I don't have any other option but to go home empty handed. Obviously this isn't something I can do all the time, but when I do, it really helps.

There is food at home. By this point, I can't even decide which area is my biggest downfall, because buying food when I don't need it is definitely one, and I know I'm not alone. Not only does my bank balance suffer, but my health probably does as well. In Sixth Form I was so bad for doing this, I would have my own lunch with me, but off I trotted to Sainsburys anyway to get my sausage roll, litre lucozade and bag of melty crackers that were supposed to be for 5 servings but were delicious so I ate them all in an hour. Its that saying, 'don't go shopping on an empty stomach', just don't do it, it won't end well.

Think about the 'what ifs'. For me, this was the reason I felt so ashamed of my bad saving skills, because what if something broke that you had to pay for. My ancient phone is on its last legs and if it breaks, I am screwed. So, by thinking about this, it helps me to be a little more responsible with my money.

Take a bag with you. You've probably heard it all before, but money really does add up, even that 5p you're spending on a carrier bag, so take one with you, keep one in your car, just make sure you have one to hand when you need it; plus, you're helping the environment. Canvas bags are my go to for this, you can get so many different designs, mine is an old one from Jack Wills but places like Primark do them for around £3.

No, you don't NEED it. I think this point goes without saying, and everyone has been there. Staring at an item in a shop, trying to convince yourself that you need it and that your life won't be the same without it, but heres the thing, you don't, and it will. This is definitely something I have noticed since deleting my asos apps. Before, I would stare at the items in my love list for days, thinking that I needed them in my life, but if I don't know what I COULD have, then I seem to be perfectly fine with what I DO have.


Anyway, that brings me to end of this money saving post and I hope this has helped you out if you are embarking on a little spending detox of your own, and if you have any tips or tricks that I didn't mention, be sure to share them below.

PHOEBE 
X





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10 comments

  1. As someone who's always spending, I should probably take note of some of these! I've tried to bring carrier bags with me but always end up being caught short haha!
    Fab post!

    Claire xxx
    http://eclairscares.blogspot.co.uk/

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    1. Ahh no I hate when that happens haha! x

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  2. Great post, there are some really good tips! I'm rubbish at saving and only do it when I have to (like when I was going to New York and when I bought my house!) So I definitely need to follow some of these! Contactless cards are a blessing and a curse, in work even the vending machines take them 🙈😂

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    1. Same! I'm trying to save for a car at the moment so I am trying to be really strict with myself! Oh that is bad, I'd spend all my money on that vending machine!

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  3. Loved this post! Thanks for the tips :)

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  4. Love this post. I am a believer of when you can live without it don’t buy it. Think first and spend money wisely should br taught at school as money spending habits usually starts at an early stage. If this is implemented right the amount of families living in debt would have lessen. This is a great blog post for those ready to change their spending habit. I’m inspired to create another money saving tips post 👍

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    1. Exactly, I can't think of anything I learnt in school that was useful, or at least that I use now, we need to be taught proper life lessons! x

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  5. Great post and some good money saving tips. We have found using an auto micro save service like Plum has really increased the savings account balance.

    GR | https://www.thegreat.uk/save-with-plum/

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